Need Help With Your Medicare Application?

How Do You Apply for Medicare Parts A and B?

You can apply for Medicare Parts A and B through the Social Security Administration, usually online, by phone, or through a Social Security office. Some people are enrolled automatically. Most people first become eligible around age 65, and your enrollment deadline depends on your current coverage, benefits, and circumstances.

Get Personalized Help From a Licensed Medicare Advisor

Not sure where to start? Brandon Vacius at Medicare Plan Assistance can help you understand your Medicare enrollment timeline, prepare for the application process, and review your coverage options after enrollment.

Get Help With Your Medicare Application

Answer a few quick questions so a licensed Medicare advisor can understand your situation and help you identify the next steps.

Name

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What do you need help with?

Do you already have Medicare Part A? (required)

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Do you already have Medicare Part B? (required)

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By submitting this form, you agree to be contacted by Brandon through phone, text, or email regarding Medicare-related insurance options. This is not a government website. Medicare Plan Assistance is not affiliated with or endorsed by the U.S. government or the federal Medicare program.

Call (561) 808-9410 now to speak with a licensed Medicare advisor.

How to Apply for Medicare: Step-by-Step Guide

Applying for Medicare depends on your age, current health insurance, and whether you’re already receiving Social Security benefits.

Step 1: Check Whether You’re Automatically Enrolled

If you’re already receiving Social Security retirement benefits before age 65, you may be automatically enrolled in Medicare Parts A and B.

If you’re not receiving Social Security benefits, you generally need to apply through the Social Security Administration.

Step 2: Determine When You Can Apply

Most people first become eligible for Medicare at age 65.

Your Initial Enrollment Period generally lasts seven months:

Three months before your 65th birthday month
The month you turn 65
Three months after your 65th birthday month

Certain individuals can qualify earlier because of a disability or qualifying medical condition.

Step 3: Submit Your Medicare Application

You can apply for Original Medicare through the Social Security Administration.

Visit SSA.gov to apply for Medicare.

Depending on your situation, you may also apply by telephone or with assistance from a Social Security office.

Step 4: Review Your Medicare Coverage Options

After arranging your Original Medicare enrollment, you can explore additional coverage, including:

Medicare Advantage (Part C)
Medicare Supplement Insurance (Medigap)
Medicare Part D prescription drug coverage

Your ability to enroll in each option depends on the applicable eligibility and enrollment rules.

Step 5: Get Help Choosing Your Next Steps

If you’re unsure when to apply, whether to delay Medicare Part B, or which coverage options to compare, Medicare Plan Assistance can help you understand your choices.

Freqently Asked Question

How do I apply for Medicare for the first time?

You can generally apply for Medicare Parts A and B through the Social Security Administration online, by telephone, or through a Social Security office. Some individuals are enrolled automatically.

Can I apply for Medicare three months before turning 65?

Yes. Most people can begin applying three months before the month they turn 65. This is the start of their seven-month Initial Enrollment Period.

Do I need to apply for Medicare if I already receive Social Security?

If you’re receiving Social Security retirement benefits sufficiently before your 65th birthday, you’re generally enrolled automatically in Medicare Parts A and B. Special circumstances can affect enrollment.

Can I apply for Medicare while I'm still working?

Yes. However, whether you should enroll in or delay Part B depends on your employer coverage, employer size, and other circumstances. Review these factors before making a decision.

Does Medicare Plan Assistance submit official Medicare applications?

Medicare Plan Assistance provides independent guidance about Medicare enrollment and coverage options. Official Original Medicare Parts A and B applications are processed through Social Security or the appropriate government agency.

Medicare Application