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You may qualify for programs that help lower Medicare premiums, prescription drug costs, copays, deductibles, and other healthcare expenses. Speak with a licensed Medicare advisor who can explain your options and help you understand the next steps.
No cost. No obligation. Final eligibility is determined by the proper government agency or program.
Many seniors miss out on programs that may help reduce Medicare-related expenses. We can help explain what to ask, what to prepare, and which programs may be worth reviewing.
If you are on Medicare and have limited income or resources, there may be programs that help reduce healthcare and prescription drug costs. These programs are separate, and each has its own rules.
Medicaid may help eligible people with healthcare costs and can work alongside Medicare for people who qualify for both programs.
Extra Help may help lower Medicare Part D prescription drug costs, including premiums, deductibles, and copays.
Medicare Savings Programs may help pay certain Medicare costs, such as the Part B premium, depending on state rules and eligibility.
Yes. Some people qualify for both Medicare and Medicaid. This is often called being “dual eligible.” If you qualify, Medicaid may help with certain healthcare costs that Medicare does not fully pay.
✔ Help with Medicare premiums
✔ Help with copays, coinsurance, or deductibles
✔ Prescription drug cost assistance
✔ Dual-eligible Medicare Advantage plan options
✔ Dual-eligible Medicare Advantage plan options
✔ Dental, vision, hearing, transportation, or other plan benefits where available
Medicare Extra Help is designed to help eligible Medicare beneficiaries lower prescription drug costs under Medicare Part D. If you qualify, you may pay less for covered medications.
Extra Help may reduce what you pay for covered prescription drugs.
It may help with Part D premiums, deductibles, and copays depending on eligibility and plan details.
Some people automatically qualify if they have Medicaid, SSI, or help from a Medicare Savings Program.
Medicare Savings Programs are state-run programs that may help eligible Medicare beneficiaries pay certain Medicare costs. Exact rules and benefits vary by state.
| Program | What It May Help With | What to Know |
|---|---|---|
| QMB | May help with Part A and/or Part B premiums, deductibles, copays, and coinsurance. | Often provides stronger cost-sharing help for eligible beneficiaries. |
| SLMB | May help pay the Medicare Part B premium. | Eligibility depends on state income and resource rules. |
| QI | May help pay the Medicare Part B premium. | Funding may be limited and applications may be reviewed annually. |
| QDWI | May help certain disabled working individuals pay the Part A premium. | Applies to a more specific group of Medicare beneficiaries. |
You may want to ask about assistance programs if Medicare costs, prescriptions, or monthly bills are becoming hard to manage.
If medication costs are difficult to afford, Medicare Extra Help may be worth reviewing.
Some Medicare Savings Programs may help pay the monthly Part B premium for eligible beneficiaries.
Assistance programs often consider income, resources, household size, and state rules.
You may already qualify for certain help or have access to additional Medicare plan options.
Adult children and caregivers often need help understanding programs for parents or loved ones.
A change in income, retirement, disability, or household situation may affect eligibility for help.
We help you understand the options and point you toward the right next step. Final eligibility is always determined by the appropriate government agency or program.
We ask whether you have Medicare, Medicaid, SSI, Extra Help, or trouble paying premiums and prescriptions.
We explain Medicaid, Medicare Savings Programs, Extra Help, and dual-eligible options in plain language.
You decide whether to contact the proper agency, request plan help, or continue reviewing available options.
If you decide to apply for Medicaid, Extra Help, or a Medicare Savings Program, you may need basic information about your Medicare coverage, income, resources, and household.
Speak with Medicare Plan Assistance and get help understanding Medicaid, Medicare Extra Help, Medicare Savings Programs, and plan options that may help lower healthcare expenses.
Have questions about Medicare enrollment, plan options, costs, or benefits? Our licensed Medicare agents are here to help you understand your options and compare plans that may fit your healthcare needs and budget.
Whether you’re turning 65, reviewing your current coverage, moving to a new plan, or exploring savings programs, we’re here to provide simple, no-pressure guidance.
Fill out the form to get help from a local Medicare advisor at no cost to you
Yes. Some people qualify for both Medicare and Medicaid. This is often called dual eligibility and may provide access to additional healthcare support and Medicare plan options.
Medicare Extra Help is a program that may help eligible Medicare beneficiaries lower Medicare Part D prescription drug costs, including premiums, deductibles, and copays.
Yes. If you qualify, Extra Help may reduce your costs for covered prescription drugs under Medicare Part D.
Yes. Some Medicare Savings Programs may help pay the Medicare Part B premium if you meet your state’s income and resource rules.
Final eligibility is determined by the appropriate state Medicaid office, Social Security, or government program based on your income, resources, household size, state, and program rules.
No. There is no cost or obligation to speak with Medicare Plan Assistance about Medicaid, Medicare Extra Help, Medicare Savings Programs, or available Medicare plan options.