Before choosing a Medicare Advantage plan in Hollywood, you should review whether your primary care doctor, cardiologist, endocrinologist, orthopedic doctor, neurologist, oncologist, dermatologist, eye doctor, physical therapist, preferred pharmacy, and preferred hospital are covered.
This is especially important for people who use Memorial Regional Hospital, Memorial Regional Hospital South, Memorial Primary Care, Memorial Home Health, Joe DiMaggio Children’s Hospital for family healthcare needs, HCA Florida Aventura Hospital, Broward Health Medical Center, local specialist groups, outpatient therapy centers, diagnostic centers, urgent care centers, or multiple pharmacies. A Medicare Advantage plan may look attractive because of extra benefits, but doctor access, hospital access, copays, referrals, prior authorization rules, and maximum out-of-pocket costs should always be reviewed.
Some Medicare Advantage plans are HMOs, which usually require you to stay within a provider network and may require referrals. Others are PPOs, which may provide more flexibility to use out-of-network providers, often at a higher cost. If you travel often, split time between Florida and another state, or want more flexibility, this difference matters.